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  • Central South Island Tourism
  • www.southisland.org.nz
  • Timaru
  • South Canterbury Heritage Trails and Map
  • Geraldine
  • Central South Island
  • Learn more about Timaru & South Canterbury
  • Timaru Information Center, Central South Island
  • Read more about the district
  • http://www.southisland.org.nz
  • Investing: Banks They want all our money but should we? W e are in a world wide depression, have no doubts about this. In the last few weeks the tones of many of the business writers has changed. The stories they tell are of families selling furniture to pay school fees, separated couples living together because they cannot sell their homes, food banks running out of supplies, mortgagee sales and franchisee failures. These are just not USA stories but they are happening here in South Canterbury. Mad and reckless investment in property happened here as well. It took down most of our finance companies and yes, some of the NZ banks did a small amount of the sub-prime lending. These low document loans were available in SC. We have not seen in NZ the lines of investors waiting outside banks and may not. But the attention is turning to the NZ banks. And it is not something they are liking to hear. It is now a common question in this practice and at the desks of banking staff. Should I leave all my money in one bank? So just what are the staff saying. Their answers go along the lines, we are regulated, we are conservative and we are have large overseas owners. Should one follow this thought process? No. Ask your self this. Do you get a premium interest rate for putting all your money with one bank? Surprisingly the answer is almost no. On Saturday 13 September I went to many of the major banks. Other than the BNZ there is no published increase in rates once you invest more than $10,000.  Even BNZ just offered 1/10 of one percent more for the larger investments.  Of course they say on their websites that if you ask there are better rates for those big investments. So either the banks are either very sure of their future or no one is yet demanding a premium. TABLE Showing the addition
  • Central South Island of New Zealand
  • What's on locally
  • Geraldline i-Site
  • Events Calendar
  • http://www.southisland.org.nz/temuka.asp
  • SouthIsland.org.nz
  • Central South Island Web site
  • The Central South Island website
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